Buy XRP
Buying XRP with Zengo is incredibly simple, secure, and convenient, with multiple payment options available. XRP, a digital asset and cryptocurrency developed by Ripple Labs Inc., is designed for fast and low-cost cross-border payments. Unlike Bitcoin and many other cryptocurrencies, it operates on the XRP Ledger Consensus Protocol instead of a proof-of-work (PoW) blockchain. With the Zengo wallet on your mobile device, purchasing XRP becomes a seamless experience.
Note that you need a zengo wallet on your mobile device to buy crypto.

Payment Methods

Buy XRP With Google Pay
Google Pay provides a seamless mobile payment option for Android devices, including smartphones, tablets, and smartwatches. Just sign up with your Google credentials, link a payment method like a debit card or bank account, and start using Google Pay with your Zengo wallet to buy XRP easily.

Buy XRP With Credit/Debit Card
Zengo allows you to buy XRP effortlessly by linking your debit or credit card. The wallet supports Mastercard and Visa for credit cards, as well as Maestro for debit transactions.

Buy XRP With PayPal
Buying XRP on Zengo with PayPal is quick and secure. Just make sure your PayPal account is set up, and you can effortlessly complete your purchase while enjoying a safe and reliable transaction process.

Buy XRP With Bank Transfer
Easily purchase XRP on Zengo using a bank transfer. European users can utilize SEPA, while SWIFT is available for global transactions, providing a hassle-free way to fund your wallet.

Buy XRP With Apple Pay
With Apple Pay, buying XRP on Zengo is quick and hassle-free. Add your debit, credit, or prepaid card to the Wallet app on your Apple device, and start making secure transactions instantly.
Note that Apple Gift Cards cannot be used for XRP purchases.
How to Buy XRP on Zengo?

Step 1
Download Zengo and create a wallet.
Step 2
Tap the “Buy” icon, enter amount. Choose to buy XRP. Minimum purchase amount is $50.
Step 3
Enter the verification code sent to your email and check the box to agree to the terms.
Step 4
Enter your billing address. Make sure the address corresponds to a supported country (see above). You may be asked to provide additional documentation.
Step 5
Choose a payment method & buy. Choose between credit card, Apple Pay, bank transfer, or debit card. Congrats! Your purchase will soon arrive.
Why is Zengo The Best Place to Buy XRP?
Zengo is a one-stop-shop for all your cryptocurrency needs. The wallet has several unique features that make trading a breeze, whether you are highly experienced or a complete beginner.

Portfolio Accessibility
With Zengo, you can access your crypto portfolio at any time. Buy, trade, view, or send XRP to friends and family on the go, whenever you need to. Unlike other wallets, there are no minimums, no maximums, and no expensive transaction fees. Just safe and simple transacting.

XRP Keyless Wallet Security
Using the best in cyber-security protocols, Zengo’s wallet is one of the most secure wallets you will find. It makes use of three-factor authentication as well as threshold key signatures, MPC (multiparty computation), and facial recognition to keep your XRP safe.

Control Your XRP
Zengo allows you to trade, buy, send, and receive XRP, all without having to incur additional transaction fees, meaning you get to stay in control of your XRP.

Effortless Recoverability
Zengo will be able to restore access to your wallet and your coins through its authentication methods. If you lose your device at any time, our helpful agents will help you recover access in no time.

24/7 Support with Live Agents in-App
At Zengo, we love automation and technology but not for our helpdesk. Find live support agents directly in the app, whenever you need them. We’re available 24/7. Zengo will help new crypto investors every step of the way.
Over 1,000,000 customers trust us to secure their money
Don’t just take our word for it!
The Zengo crypto wallet has 4.78 stars in the App Store and on Google Play.
Buy XRP - FAQ
To buy XRP, start by downloading the Zengo app and creating your wallet. Select your payment method and specify how much XRP you wish to purchase. After confirming, your XRP will be safely stored in your Zengo wallet. Zengo works with reliable platforms like MoonPay, Transak, and BankSA to ensure secure transactions, following KYC (Know Your Customer) protocols, which involve verifying your identity with documents like a passport or ID card.
Yes, purchasing Crypto in South Africa is legal. You can buy, sell, trade, spend, receive, and store it without any restrictions.
Zengo provides top-notch protection for your XRP assets through advanced security:
- Keyless Security: Zengo employs a keyless system that uses advanced cryptography, eliminating the need for private keys to safeguard your assets.
- Multi-Layered Protection: Your account is secured with facial recognition, MPC security, and 3FA, offering robust, multi-layered protection.
- Web3 Firewall: Zengo’s Web3 Firewall offers proactive protection against phishing and malicious threats targeting your XRP.
To ensure top-level security and comply with regulatory standards, Zengo requires ID verification before you can buy XRP. This process is essential for preventing fraud and guaranteeing the safety of your transactions.
Zengo partners with regulated purchasing platforms that adhere to AML (Anti-Money Laundering) and KYC (Know Your Customer) regulations. To buy XRP or any other cryptocurrency, you must be at least 18 years old and provide a valid ID for identity and age verification.
Buying XRP with Zengo is usually a fast process, often completed in just a few minutes. However, the duration may vary depending on factors like your chosen payment method, network traffic, and the exchange partner. Once your transaction is processed, you’ll get a notification, and your XRP tokens will be added to your wallet.
Zengo is a self-custodial wallet for cryptocurrency that is free to use. However, you will have to pay a fee when you buy, sell, or trade cryptocurrency. These fees include:
- Network fees (not paid to Zengo)
- Exchange fees
- Service fees (paid only to the providers.
Zengo does not apply any hidden fees or markups on the exchange rate. The fee amount may vary depending on the payment method, currency, and operator. Before you confirm your payment, Zengo provides you with a clear breakdown of all applicable fees.
- Link to the Zengo Fees webpage.
Note: Zengo Pro users benefit from reduced service fees.
- Apple Pay
- Credit/Debit Card
- Bank Transfer
- Google Pay
- PayPal
You can also sell or swap XRP on Zengo.
To sell XRP, you can choose the sell option on the app and enter the amount of XRP you want to sell. You will see the exchange rate and the fees before you confirm the transaction. You will receive the fiat money in your bank account or your preferred payment method.
To swap XRP, you can choose the swap option on the app and select the crypto asset you want to swap with XRP or any other asset. You will see the exchange rate and the fees before you confirm the transaction. You will receive the swapped crypto asset in your Zengo wallet.