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Buy Bitcoin (BTC) With
Credit Card or Debit Card

900,000 + safe customers and growing!


With Zengo, you can effortlessly and securely buy Bitcoin (BTC) using either a credit card or a debit card. Use your Mastercard credit card, Visa credit card, or Maestro debit card.

To get started, head to your app store gallery and search for “Zengo”. The application is available on Apple’s App Store and Google Play Store. Download and install the app on your smartphone.

900,000 + safe customers and growing!

Dogecoin to Bitcoin

How to Buy Bitcoin on Zengo?

Step 1

Download Zengo and create a wallet.

Step 2

Tap the “Buy” icon, enter amount. Choose to buy Bitcoin. Minimum purchase amount is $50.

Step 3

Enter the verification code sent to your email and check the box to agree to the terms.

Step 4

Enter your billing address. Make sure the address corresponds to a supported country (see above). You may be asked to provide additional documentation.

Step 5

Choose a payment method & buy. Choose between credit card or debit card. Congrats! Your purchase will soon arrive.

Why is Zengo the Best Place to Buy Bitcoin?

Zengo is a one-stop-shop for all your cryptocurrency needs. The wallet has several unique features that make trading a breeze, whether you are highly experienced or a complete beginner.

Portfolio Accessibility

With Zengo, you can access your crypto portfolio at any time. Buy, trade, view, or send Bitcion to friends and family on the go, whenever you need to. Unlike other wallets, there are no minimums, no maximums, and no expensive transaction fees. Just safe and simple transacting.

Bitcoin (BTC) Keyless Wallet Security

Using the best in cyber-security protocols, Zengo’s wallet is one of the most secure wallets you will find. It makes use of three-factor authentication as well as threshold key signatures, MPC (multiparty computation), and facial recognition to keep your Bitcoins safe.

Control Your Bitcoin

Zengo allows you to trade, buy, send, and receive Bitcoin, all without having to incur additional transaction fees, meaning you get to stay in control of your BTC.

Effortless Recoverability

Zengo will be able to restore access to your wallet and your coins through its authentication methods. If you lose your device at any time, our helpful agents will help you recover access in no time. 

24/7 Support with Live Agents in-App

At Zengo, we love automation and technology but not for our helpdesk. Find live support agents directly in the app, whenever you need them. We’re available 24/7. Zengo will help new crypto investors every step of the way.

Over 1,000,000 customers trust us to secure their money

Don’t just take our word for it!

The Zengo crypto wallet has 4.78 stars in the App Store and on Google Play.

DeFi Nition
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Simple, Efficient & super after-sales service Nothing to add, the best app I have experienced to manage my crypto
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Great Service The App is very easy to use and the customer service is great. They are quick to respond to inquiries and very helpful. I would definitely recommend!
Reignheart rom Sadangsal
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Highly recommended.This is amazing crypto wallet app, staff here are very responsive.👍👍
Kiel Pataky
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Tried them all, believe me. Plus, you can earn money on your crypto like Tezos and DAI! Can I just deposit my paycheck and call it a day?!
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Zengo is by far the easiest crypto wallet to use. Their UI/UX is unparalleled in the crypto space. It takes a minute to create an account. You won’t be disappointed.
Joeshon Russell
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This wallet is awesome, very easy to use and understand, Compared to Blockchain.com Wallet, I'd say they top them 💯.
Testing Abbah
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Exceptional, no long processes to follow to activate the wallet. Just get your face map and you're good to go. I love it.
Scott Rickert
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Awesome and innovative wallet service. The best customer service I have experienced in the crypto app and Dapp world.
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Finally, the perfect crypto wallet! A truly simple, secure and beautiful wallet that’s a delight to use. These are the types of apps that will take crypto mainstream.

Buy Bitcoin with a Credit / Debit Card - FAQ

To buy Bitcoin (BTC) on Zengo using your credit or debit card, follow these steps:

  1. Choose the “Buy” option.
  2. Enter the amount you want to purchase.
  3. Select credit/debit card as your payment method.
  4. Complete the transaction.

Once the payment is processed, your Bitcoin (BTC) will be deposited into your Zengo wallet. Please note that accepted cards are:

  • Mastercard credit card
  • Visa credit card
  • Maestro debit card

Buying Bitcoin (BTC) on Zengo with a credit/debit card usually takes a few minutes. The exact time may vary based on network congestion, payment processing time, and exchange partner. Zengo will notify you once the transaction is complete and your BTC will be available in your wallet.

You cannot purchase Bitcoin (BTC) using a Visa gift card, or any other gift card on Zengo; the supported payment methods are limited to those listed above.

Buying Bitcoin (BTC) anonymously on Zengo is not an option. Zengo works with regulated platforms that adhere to anti-money laundering (AML) and know-your-customer (KYC) regulations. Before purchasing Bitcoin (BTC) or any other cryptocurrency, Zengo’s purchasing partners mandate identity verification and the provision of some personal information.

Zengo works with purchasing partners who are regulated and compliant and follow the AML and KYC rules. You must be at least 18 years old and provide a valid ID to verify your identity and age before you can buy Bitcoin (BTC) or any other crypto assets.

Zengo is a self-custodial wallet for cryptocurrency that is free to use. However, you will have to pay a fee when you buy, sell, or trade cryptocurrency. These fees include:

  • Network fees (not paid to Zengo)
  • Exchange fees
  • Service fees (paid only to the providers.

Zengo does not apply any hidden fees or markups on the exchange rate. The fee amount may vary depending on the payment method, currency, and operator. Before you confirm your payment, Zengo provides you with a clear breakdown of all applicable fees.

Note: Zengo service fee is only applicable to Zengo Pro users.

Below is a breakdown of the fees associated with buying Bitcoin (BTC) with a credit/debit card using the Zengo wallet.

Payment Method



Processing Fee

Gateway Fee

Local Currency Conversion Fee

Network Fee


Credit/Debit Card



Included in spread




50 USD/EUR or equivalent

Credit/Debit Card


1.5% – 3.0%

4.0% (min. 3.99)




30 USD (approx.)

Please note: Zengo fees may vary by country. For specifics, visit the Zengo Fees webpage

Bitcoin (BTC) operates on a decentralized blockchain network, ensuring secure transactions are verified by nodes and recorded in an unalterable ledger. Despite being more secure than traditional payment systems, BTC has risks such as market volatility, hacking, theft, and human error. The safety of Bitcoin as an investment varies based on individual perspectives. While the technology is relatively secure, it is not anonymous, relying on passwords and publicly available wallet addresses. 

The security of your Bitcoin (BTC) is tied to the chosen wallet; Zengo, using MPC (Multi-Party Computation), bolsters safety by replacing traditional private keys with independently created mathematical shares stored on both the device and Zengo server. Despite its advantages, Bitcoin faces inherent risks, including market, regulatory, and cybersecurity threats. To ensure Bitcoin safety, wise storage choices are crucial, with Zengo’s MPC technology contributing to enhanced wallet security

Yes, Zengo is a wallet that lets you buy Bitcoin (BTC) easily and securely using your credit card. You don’t need a key to use Zengo. Your face and cloud backup keep your assets safe. Zengo also has advanced features like threshold signatures, MPC security, and 3FA. Zengo’s Web3 Firewall guards your assets from online threats and warns you about risky transactions. Zengo has many happy users and is more secure than other wallets. You can buy Bitcoin (BTC) on Zengo with a credit card and be sure that your security and privacy are respected as Zengo partners with platforms that follow the rules for AML and KYC.

Yes, Zengo is available in over 188 countries worldwide and allows users to purchase Bitcoin (BTC) with a credit card, including in the US, UK, Canada, Australia, and most of Europe. However, due to local regulations, the app or its complete functionality is unavailable in a handful of countries like China, Cuba, and Iran. Here is a comprehensive list of supported countries for Zengo. Even if your country is not on the list, you can still use Zengo for storing, sending, and swapping Bitcoin (BTC) and other crypto assets.

  • Bank account (transfer)
  • Apple Pay
  • Google Pay
  • SEPA
  • CashApp
  • Cash – Zengo currently does not allow buying Bitcoin (BTC) using cash.

You can also sell, and swap Bitcoin (BTC) on Zengo. 

To sell Bitcoin (BTC), you can choose the sell option on the app and enter the amount of Bitcoin (BTC) you want to sell. You will see the exchange rate and the fees before you confirm the transaction. You will receive the fiat money in your bank account or your preferred payment method.

To swap Bitcoin (BTC), you can choose the swap option on the app and select the crypto asset you want to swap with Bitcoin (BTC) or any other asset. You will see the exchange rate and the fees before you confirm the transaction. You will receive the swapped crypto asset in your Zengo wallet.

Cryptoassets you can buy with Zengo

Have more questions?

Zengo support is available 24/7 from within the app! Or contact us at [email protected]

Disclaimer: The information provided herein is for educational purposes only. Zengo does not provide any investment or financial advice whatsoever. As with any financial or investment decision, conduct your own research and due diligence to properly evaluate the benefits and risks of any investment or financial transaction and seek the advice and guidance of qualified financial professionals, in connection with any investment or financial transaction.

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